MF cash 1.0.6

MICRODOT LENDING CORPORATION
SEC Registration No.: CS201951287
Certificate of Authority No.: 2921

App Description
MF Cash is a digital lending platform leveraging mobile technology and big data analytics to offer streamlined loan services tailored for Filipinos. The platform emphasizes simplicity, transparency, and security, providing users with flexible cash-out options.

Advantages of MF Cash
The platform features an efficient application process with immediate approvals designed to meet urgent financial needs. MF Cash supports various disbursement channels, including bank transfers and local Padala Centers.

Application Process
To utilize MF Cash, users need to:

• Download the MF Cash app on an Android device.
• Complete the application by entering required information.
• Submit a valid government-issued ID (options include Driver's License, SSS ID, UMID, TIN ID, or PRC ID) for application verification.
• Upon approval, funds will be directly deposited into the chosen cash-out method.

Disbursement Timeline
Approved loans are typically disbursed within the same day. For bank cash-outs, users can expect funds within a 24-hour period.

Loan Amounts Available
MF Cash allows borrowing amounts up to 12,000 PHP with cash availability at multiple Padala locations—including Palawan Express, M Lhuillier, and RD Pawnshop—alongside direct bank deposits.

Loan Terms
The loan terms range from 91 to 180 days with flexible amounts between 1,000 and 12,000 PHP. The interest rates start at 0%, with a maximum APR of 25% per year encompassing all related fees. For example, a loan of ₱5,000 over one year would total ₱6,250 for repayment, which includes ₱1,250 in charges.

Repayment Options
Repayments can be made at numerous partner locations such as:

• 7-Eleven
• Bayad Center
• SM Department Store, Supermarket, Payment Counters, and Savemore
• Robinsons Department Store and Supermarket
• LBC
• Cebuana Lhuillier

Users have the flexibility to make full or partial payments any time before the due date. Additionally, personal security measures are in place to safeguard user identities.

Eligibility Criteria
This lending service is available to Filipinos aged 22 to 55 who possess a valid ID and associated bank card. Interested individuals can download the MF Cash app to begin their loan application process.

Contact Information
Email: [email protected]
Operating Hours: 08:30 - 17:30, Monday to Saturday